Anti-Money Laundering Monitoring Analyst

Responsibilities

• Review and disposition transaction monitoring alerts in accordance with established procedures, determining whether escalation to the FIU is warranted
• Conduct in-depth reviews of transactional activity, internal KYC records, and open source research in support of triage and monitoring functions
• Maintain accurate and well-documented records of triage decisions and alert dispositions to ensure consistency, auditability, and stakeholder transparency
• Partner with Engineering teams to develop new and enhance existing transaction monitoring processes
• Leverage expertise to assist in the identification of unusual financial activity indicating potential money laundering, terrorist financing, and fraud
• Conduct deep-dives into account and transaction activity to identify and expand upon existing Fraud and AML typologies
• Support Wealthfront's suspicious activity detection, transaction monitoring, and reporting programs and drive enhancements to the program, including updates to related controls and accompanying policies and procedures
• Assist with Wealthfront's adverse media and PEP watchlist screening
• Maintain awareness of and provide thought leadership on impending regulatory changes

Expertise

• Deep, wide, and practical understanding of money laundering typologies and related red flags
• Adept at conducting triage or initial assessments of potentially suspicious activity referrals, including determining whether escalation to an investigations team is warranted
• Experience reviewing potentially suspicious activity spanning cash management, automated investment advisory, brokerage, and home lending products
• Familiarity with subpoenas as well as requests received under Section 314(a) and 314(b) of the USA PATRIOT Act
• Adept at developing, refining, and reviewing transaction monitoring parameters designed to surface suspicious activity
• Excellent analytical and organizational skills, able to set and meet deadlines in a fast-paced environment
• Strong working knowledge of BSA/AML, FinCEN, FINRA, and SEC regulations
• Experience leading cross-functional projects, including collaboration with engineering teams
• Strong verbal and written communication skills
• Intellectually curious and interested in applying technology to enhance business processes
• Broad analytical skills, with experience identifying and quantifying problems while providing creative, effective solutions

Required

• BA/BS degree
• 2 - 4 years of direct or relevant experience conducting Anti-Money Laundering (AML), Sanctions, or Follow-the-Money related analysis and/or investigations
• Willingness to obtain applicable registrations and/or licenses as necessary

Preferred

• CAMS or CFE certification
• Experience at a Broker-Dealer and/or Registered Investment Adviser (RIA), including FINRA Series 7 and 24 registrations
• Product experience spanning automated investment advisory, brokerage accounts, individual stock investing, cash management and checking products, portfolio lines of credit, and home lending products
• Experience supporting AML compliance programs in a banking-as-a-service (BaaS) or bank partnership model
• Experience with or general understanding of broader financial services including investment advisory, retail banking, and consumer lending

Estimated annual salary range

$102,185 - $125,820 USD plus equity and a discretionary bonus.

Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!

Disclosures

The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. References to the APY for the Cash Account are to the APY paid by insured depository institutions that participate in our Cash Sweep Program (the "Program Banks”). Wealthfront Brokerage sweeps cash balances to Program Banks, where it earns the variable APY.

Wealthfront Brokerage partners with Green Dot Bank, Member FDIC, to offer certain checking features for the Cash Account. Wealthfront Brokerage also has a relationship with UMB Bank, National Association, Member FDIC, which may allow certain Cash Accounts to opt into a limited-purpose account number and UMB Bank routing and transit number which enables checking features like bill pay, direct deposits and more.

Wealthfront Brokerage and Wealthfront Advisers are not affiliated with Green Dot Bank or UMB Bank. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.

All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn’t provide tax advice. The Brokerage Account is a self-directed brokerage account offered by Wealthfront Brokerage LLC, Member of FINRA/SIPC. Clients are responsible for evaluating their investment opportunities and risks and making investment decisions. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser.

By “award-winning products”, please refer to wealthfront.com for more information. References to “Total Platform Assets” and “Funded Clients” include clients with assets in products offered by both Wealthfront Advisers and Wealthfront Brokerage. These figures are as of August 31, 2026. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.