CLO Structuring, Associate

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Education

• Degree or equivalent work experience equally preferable
• Preferred fields of study include Finance, Accounting, Economics, Mathematics, or Business Administration
• Master of Business Administration (MBA) or relevant graduate degree advantageous

Certifications

• Financial Industry Regulatory Authority (FINRA) Securities Industry Essentials (SIE), Series 7, Series 79 and Series 63

Work Experience

• Demonstrated execution experience with increasing transaction complexity and client interaction
• Financial services or other highly regulated industry exposure preferred
• Direct experience in warehouse lending, asset-backed securities (ABS) or collateralized loan obligation (CLO) origination and structuring, or structured credit
• Track record of independently executing cash flow models, marketing materials, transaction documentation, and rating agency workstreams

Functional Skills

• Established proficiency in cash flow modeling, structuring scenarios, and rating agency model submissions for warehouse, ABS, and CLO mandates
• Demonstrated competence in lead authorship of marketing materials, indicative term sheets, and investor presentations
• Proficient in engagement with rating agencies (Moody's, S&P, Fitch, KBRA, DBRS Morningstar) on methodology application and structural feedback
• Independent capability in coordination across banking coverage, legal counsel, risk partners, accountants, syndicate, and sales and trading
• Substantive experience in execution of transaction workstreams, including documentation negotiation, due diligence, marketing, and pricing
• Comprehensive understanding of regulatory frameworks, including Regulation AB II, risk retention, and Volcker Rule covered fund considerations
• Strong proficiency in advanced cash flow analytics, scenario modeling, and stress testing
• Practical command of mentorship of analyst-level professionals on modeling, materials, and execution standards

Foundational Skills

• Communicates effectively
• Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills
• Exercises sound judgment, prioritizes effectively, and strives for continuous improvement
• Effectively collaborates with colleagues
• Leverages available technology to drive efficiency and results
• Understands and applies industry trends and best practices
• Exhibits optimism, resilience, flexibility, and openness to others' ideas
• Values learning as a lifelong professional objective
• Engages inclusively and with intent
• Always acts with integrity

Responsibilities

• Executes financing solutions for clients secured by asset cashflows across warehouse lending and term ABS and CLO transactions
• Owns cash flow modeling, structuring scenarios, and rating agency model submissions for warehouse, ABS, and CLO mandates
• Drafts and quality-controls marketing materials, indicative term sheets, investor presentations, and offering memoranda
• Generates structuring ideas and pitches in response to client objectives, asset characteristics, and capital markets conditions
• Executes warehouse and capital markets transactions, including documentation negotiation, due diligence coordination, marketing, and pricing
• Engages directly with rating agencies (Moody's, S&P, Fitch, KBRA, DBRS Morningstar) on methodology application and structural feedback
• Coordinates the transaction working group across banking coverage, legal counsel, risk partners, accountants, syndicate, sales and trading, and investors
• Analyzes market trends, asset class performance, and secondary spread movements to inform pricing and structure recommendations
• Applies Regulation AB II, risk retention, Volcker Rule covered fund, and applicable securities law frameworks across mandates
• Mentors analyst professionals on modeling, materials, and execution standards

Pay and benefits

The typical base pay range for this role is $175K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation.

Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.