Credit Analyst I

About the role

• Axos Bank
• Target Range: $20.00/Hr. - $31.00/Hr.
• Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
• Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
• Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
• These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit files, tracking document receipt and exceptions, preparing credit-related reports, coordinating with internal stakeholders on outstanding documentation, and ensuring data integrity within the loan administration system.

This role is critical to maintaining complete, compliant, and audit-ready credit records for the bank's third-party credit relationships.

Responsibilities

• Perform loan research and analysis as directed
• Assist in the monitoring of a portfolio of commercial loans
• Complete ad hoc credit analysis as directed, for a specific component of a loan
• Complete projects and process improvements as directed

Qualifications

• Bachelor's degree in Finance, Business Administration, Accounting, or related field required
• 0-2 years of experience in credit administration, loan operations, or banking
• Exposure to loan documentation, credit file management, or document tracking preferred

Axos Employee Benefits May Include

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.