Director and Associate General Counsel, Banking and Credit Cards

About the role

Join us in building the future of finance.

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you're ready to be at the epicenter of this historic cultural and financial shift, keep reading.

What you'll do

• Lead and manage a team of attorneys supporting Robinhood's Banking and Credit Card business.
• Provide practical, solutions-oriented legal advice to cross-functional teams on a broad range of regulatory issues affecting banking, deposit accounts, payments, and credit cards.
• Partner closely with compliance, product, operations, and executive leadership to identify legal risks and drive mitigation strategies.
• Support regulatory engagement and examinations as needed.
• Help build scalable legal processes, frameworks and controls to support a rapidly evolving financial technology company.
• Mentor and grow team members while promoting a strong culture of collaboration, accountability, and inclusion.

What you bring

• J.D. and membership in at least one U.S. state bar in good standing.
• 10+ years of relevant legal experience, with a strong background in consumer financial regulatory law, including, for example, banking, deposit accounts, payments, and credit.
• Experience managing legal professionals or cross-functional teams, with a track record of developing talent and delivering results.
• Ability to navigate complex legal and regulatory issues while delivering clear, risk-based, actionable guidance.
• Experience advising business and product teams on compliance with Truth in Lending Act (Reg Z), Truth in Savings Act (Reg DD), Electronic Fund Transfer Act (Reg E), Fair Credit Reporting Act (Reg V), Equal Opportunity Credit Act (Reg B), UDAAP under Dodd-Frank and UDAP under FTC Act, payment network rules (including NACHA and card networks), TCPA and CAN-SPAM, Expedited Funds Availability Act (Reg CC), Bank Secrecy Act/AML/OFAC Sanctions, laws governing rewards programs, and laws governing first- and third-party collections, including the Fair Debt Collection Practices Act (Reg F).
• Experience advising business and product teams on legal issues affecting fintech-bank partnerships, including state licensing (lending, marketing, brokering, servicing, collections), usury, interest exportation, and contractual obligations under governing program and sponsorship agreements.
• Demonstrated ability to operate effectively in a fast-paced, high-growth, and highly regulated environment.
• Strong communication skills and a business-oriented mindset.
• Demonstrated ability to quickly develop fluency in new substantive areas and effectively lead and collaborate with team members who bring deep subject-matter expertise.

Leadership expectations

Our ambitious roadmap requires a great culture shaped by exceptional leaders. Here's what we expect from them:

• Drive high performance by setting clear, focused goals, giving real-time feedback, stretching top talent, and scaling impact through focus, innovation, and tech.
• Hire and retain top talent by setting a high bar, hiring only those who raise it, investing in onboarding, and addressing talent issues quickly and fairly.
• Create community by connecting work to purpose, removing friction while prioritizing safety, building trust and inclusion, and leading from the front with integrity.

What we offer

• Challenging, high-impact work to grow your career.
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet - a highly flexible benefits spending account for wellness, learning, and more.
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC) $278,000 - $327,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL) $245,000 - $288,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL) $217,000 - $255,000 USD

Click here to learn more about our Total Rewards, which vary by region and entity.

If our mission energizes you and you're ready to build the future of finance, we look forward to seeing your application.

AI Usage Disclosure: Robinhood uses artificial intelligence (AI) tools to support parts of our recruiting process. These tools enhance the efficiency and consistency of our hiring process; however, all hiring decisions are made by our hiring teams.

Inclusion is built into how we hire and work-welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.