FVP, Compliance Officer

About the role

• Axos Bank
• Target Range: $185,000.00/Yr. - $200,000.00/Yr.
• Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
• Eligible for an Annual Discretionary Cash Bonus Target: 10%
• Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
• These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, Director of Compliance leads the Bank's Compliance and Quality Control Programs across all banking and credit products, ensuring alignment with regulatory requirements, investor guidelines, and enterprise objectives. This leader owns the Compliance Management System, serves as the Compliance business owner for data, AI, and automation strategy, and builds a high-performing team that pairs compliance expertise with data and technology skills. The role reports to the Chief Compliance Officer and serves on the Compliance Management Committee.

Responsibilities

• Lead and continuously enhance the Compliance Management System, including compliance reviews, loan level documentation, transactional testing for lending and deposit products, risk assessments, issue and complaint management, policy administration, second line approvals of new products and services, and regulatory change management
• Develop and own Management Directives and Policies for submission to Management and Board Committees
• Analyze and communicate regulatory developments and compliance requirements for new or revised products, services, and systems to senior leadership and business units, consulting with legal counsel, regulators, and vendors as needed
• Partner with business line managers to direct appropriate resources to compliance issues, and lead preparation, coordination, and remediation for internal audits and regulatory examinations
• Own a multi-year Compliance data, AI, and automation roadmap aligned with enterprise objectives
• Serve as Compliance business owner and subject matter expert for Databricks and related enterprise data platforms, partnering with Data Engineering, Information Security, and Technology to build a governed compliance data layer with strong lineage, access, and retention controls
• Develop SQL and Python based analytics and automated pipelines that support transactional testing, fair lending and HMDA analysis, UDAAP trend detection, complaint analytics, and regulatory reporting, enabling full population testing and continuous controls monitoring
• Implement AI and automation solutions (such as Databricks machine learning, Microsoft Copilot, Power Automate, and n8n) for regulatory change management, complaint monitoring, fair lending, CRA, quality control, risk and control assessments, and policy management
• Translate regulatory requirements into scalable technology solutions and support implementation of GRC, case management, and regulatory intelligence platforms
• Establish AI governance standards, including use case approval, human-in-the-loop review, model validation, bias and explainability assessments, and ongoing monitoring consistent with model risk management expectations
• Build enterprise compliance dashboards and automated reporting in Power BI, Tableau, or SQL from governed datasets to support Board, Committee, examination, and executive reporting
• Build and lead a high-performing team, and serve as a trusted advisor to executive leadership on emerging regulatory technology opportunities and risks

Qualifications

• Bachelor's degree or equivalent relevant experience
• 10+ years of experience in banking, mortgage banking, audit, or regulatory compliance
• 5+ years leading regulatory technology, automation, or compliance technology initiatives, including AI or advanced analytics implementation within a regulated environmen
• Strong knowledge of deposit and lending compliance for federally regulated banks, including GSE and investor requirements, income calculation, and ability-to-repay requirements
• Knowledge of Consumer Compliance, Fair Lending, CRA, UDAAP, HMDA, Mortgage Lending, Deposit Compliance, Complaint Management, Regulatory Change Management, Third-Party Risk Management, and Compliance Monitoring and Testing
• Experience with Databricks or comparable enterprise data and analytics platforms, including SQL, Python, Delta Lake, Unity Catalog, and dashboards
• Experience with AI and LLM technologies, including Microsoft Copilot, workflow automation tools such as Power Automate and n8n, API integrations, and responsible AI and model risk practices
• Experience with Power BI, Tableau, or similar reporting tools and GRC or case management platforms such as Archer, ServiceNow, or Salesforce
• Strong written, verbal, and presentation skills, with the ability to lead across multiple divisions and effectively manage shifting priorities
• Proficiency in Microsoft Office, including Word, Excel, Visio, and PowerPoint, and Windows network environments

Axos Employee Benefits May Include

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.