GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I
- Location
- Dallas, TX
- Listed
- 5 days ago
About the role
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
About the role
This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship..
Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests.
Job expectations include credit-focused client management responsibilities, independent thought leadership, and the ability to provide feedback to less experienced teammates.
Responsibilities
- Partners with relationship management and product partners to assess clients' credit needs and create solutions
- Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
- Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
- Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
- Mentors and supports associates
- Leads the credit analysis process with the support of other analysts and associates
- Partners with Credit Officers and Risk teammates to understand structuring needs and requirements
- Monitors operating performance and financial condition, proactively identifying issues and opportunities
- Assists in delivery of financial modeling, loan structure, industry, economic and other analysis to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Granted credit approval for certain credit actions
- Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
Required Qualifications
- 3 years of credit and financial institution experience with Commercial Credit Underwriting, commercial credit loan structuring
- Strong written and communication skills
- Strong MS Office skills (Excel, Word, PowerPoint)
- Attention to detail
Desired Qualifications
- Bachelor's degree in finance/accounting preferred or equivalent experience
Skills
- Analytical Thinking
- Credit and Risk Assessment
- Financial Analysis
- Research Analysis
- Underwriting
- Attention to Detail
- Business Acumen
- Financial Forecasting and Modeling
- Loan Structuring
- Written Communications
- Business Development
- Collaboration
- Critical Thinking
- Portfolio Analysis
- Stakeholder Management
Minimum Education Requirement
- High School Diploma / GED / Secondary School or equivalent
- Shift: 1st shift (United States of America)
- Hours Per Week: 40
From Ghr's careers page, first listed on Rolev.ai on November 6, 2026. Rolev.ai is not the employer.
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Common questions
Where is the GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I job at Ghr located?
This GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I position at Ghr is located in Dallas, TX. Always check Ghr's application page for specific state eligibility or relocation policies.
How do I apply for the GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I position at Ghr?
This listing links directly to Ghr's Workday application page. You can apply directly on Ghr's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Workday application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.