Direct Workday career site

mlo-CP

Location: Los Gatos, CA · On-site
Job type: Full-time
Level: Mid-level
Experience: 1+ year
Education: High school diploma or equivalent
Listed: 5 days ago

Skills & highlights for this role

NMLS registration (S.A.F.E. Act of 2008 / Regulation Z)
Mortgage, sales, real estate, or banking experience (1+ years)
Ability to travel

Also useful

Basic knowledge of mortgage insurance pricing and underwriting
Working knowledge of FNMA, FHLMC, FHA, VA, local bonding programs, and private investor underwriting
Knowledge of local, state, and national laws (zoning, Truth-in-Lending, RESPA, energy audit requirements)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills

About the role

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.

Required Qualifications

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements, including, but not limited to maintaining a satisfactory criminal and credit record
High school diploma or equivalent
One or more years of mortgage, sales, real estate, or banking experience
Ability to travel

Desired Qualifications

Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills

Additional information

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work.
That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.
Our benefits include the following:

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

About U.S. Bank

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Equal opportunity and legal notices

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance.

U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA).

In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

Read the original posting

From U.S. Bank's careers page, first listed on Rolev.ai on November 7, 2026. Rolev.ai is not the employer.

How Rolev.ai helps with this application

Rolev.ai is a job search and application tool for US job seekers. For this mlo-CP role at U.S. Bank, it shows how your resume fits, tailors your resume to the posting, and prepares the application for you to review.

See how you fit
Openings from employer career sites are ranked against your whole resume—and searchable inside Claude, ChatGPT, and Cursor via Rolev.ai MCP.
Tailor without inventing
Every change to your resume is checked against your original. New experience goes in only with your yes—zero fabricated claims.
Draft the full kit
Tailored and Full Match resumes, role-specific cover letters, and answers to employer screening questions are prepared in seconds.
1-Click Extension Autofill
The Chrome extension fills the employer's Greenhouse, Workday, Lever, or Ashby form in 1 click. You review it and press Submit.

Start free with 5 tailored applications a month Chrome extension For AI assistants Pricing How Rolev.ai compares How Workday screens applications

Similar roles

More at U.S. Bank

All U.S. Bank jobs

Non-Bank MLOU.S. Bank · City of Industry, CA

Common questions

Where is the mlo-CP job at U.S. Bank located?

This mlo-CP position at U.S. Bank is located in Los Gatos, CA (On-site). Always check U.S. Bank's application page for specific state eligibility or relocation policies.

What qualifications are required for mlo-CP at U.S. Bank?

For the mlo-CP role, U.S. Bank highlights 1+ year of relevant experience; a high school diploma or equivalent; experience with NMLS registration (S.A.F.E. Act of 2008 / Regulation Z), Mortgage, sales, real estate, or banking experience (1+ years), Ability to travel. Rolev.ai can score your existing resume against these requirements and show any skill gaps before you apply.

How do I apply for the mlo-CP position at U.S. Bank?

This listing links directly to U.S. Bank's Workday application page. You can apply directly on U.S. Bank's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Workday application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.

Tailor resume & apply Company site