Mortgage Consultant

About the role

Cambria has an excellent opportunity for a motivated, organized individual seeking a challenging and rewarding position in a fast paced environment. At Cambria Mortgage we are committed to providing the highest level of customer service and making the home lending process straightforward and easy. As a result of our continuing expansion, we are looking for professional, experience loan originators to represent Cambria Mortgage in Minnesota.

Essential Duties and Responsibilities

• Position is responsible for originating residential mortgage loans by soliciting business through multiple channels, negotiating price to meet company profitability objectives, while ensuring compliance with established lending policies and procedures.
• Present Cambria Mortgage residential mortgage products to realtors, builders, and other housing related businesses in the Minnesota market.
• Effectively solicit, track and monitor all leads generated and provided by Cambria Mortgage.
• Identify new business opportunities to meet company goals.
• Collaborate with operations team to ensure customer service, loan quality and targets are achieved and/or exceeded.
• Maintain knowledge of compliance policies and procedures.

Minimum Qualifications

• Education: Bachelor's degree preferred in business, finance or something similar.
• Experience: At least 3 years of loan origination experience.

Qualifications and Skills

• Proven track record in mortgage sales
• Knowledge of loan products and underwriting guidelines
• State loan originator license
• Ability to develop strong and lasting relationships
• Effective and tactful negotiating skills
• Strong verbal, and written communication skills
• Ability to work well under pressure and time deadlines
• Self-motivated with a strong desire to succeed

Physical Requirements

• Office position requiring telephone and computer use.

Travel Requirements

• Travel required to networking or client events as well as to other Cambria locations.

Pay and benefits

Cambria's starting pay consists of state minimum wage ($11.41 for MN) per hour. This is a commission-eligible role operating on a draw-against-commission model. Earned commissions are calculated monthly and paid out less the hourly base draw.

Cambria offers a competitive benefits package that encompasses Health and Dental Insurance, Paid Time Off, 7 paid Holidays, 401(k) plus matching, Discretionary Profit Sharing, Flexible Spending Account; Life, Supplemental Life, and Disability Insurance; Referral Program, Tuition Reimbursement, Employee Assistance Program, Employee Discount and Professional Development Assistance.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

At Cambria, dedication to philanthropy and our people is at the heart of who we are. We strive to make a meaningful difference in the world every day by prioritizing employee well-being and fostering inclusivity and empowerment. Under the banner of CambriaCares, our philanthropic endeavors show our commitment to our people and our community to uplift kids, support education, and contribute to a sustainable future.

An offer of employment is contingent upon the successful completion of a background verification check, subject to applicable laws and regulations. The results will be reviewed based on the individual's record, and the specific duties and requirements of the job.