Mortgage Underwriter - Work From Home Opportunity
- Location
- ASC - San Antonio
- Listed
- Today
Job Description and Requirements
- We are currently seeking a talented Mortgage Underwriter to join our growing team.
- This will be a work from home position.
- All applicants must reside within the State of Texas and have the capability of performing all of the work from their home in Texas.
The Mortgage Underwriter will be responsible for underwriting mortgage loans and home equity loans ensuring compliance with appropriate portfolio and/or secondary market guidelines. They will examine loan documentation for accuracy and completeness and analyze and assess loan information to render an unbiased lending decision for credit worthiness. In addition, they will provide cross sell recommendations as warranted, maintain service level agreement turn-times, and refer loans outside of approving limits to management for approval.
Essential Functions & Responsibilities
- Loan Application - Review for accuracy and completeness. Provide Loan Officers and Processors feedback for training purposes.
- Title - Review title commitments/searches to ensure vesting matches the loan.
- Credit Analysis - Analyze the borrower's willingness and ability to repay the mortgage debt. This includes review of credit reports, income verification, tax return analysis and consideration of other compensating factors.
- Appraisal - Evaluate appraisal or other valuation methodology to determine suitability for loan collateral. Assist with resolving appraisal review concerns when warranted.
- Compliance - Ensure all fair lending and mortgage regulatory policies are followed.
- All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).
Requirements
- High School Diploma/GED
- 1-3 years of job related work experience
- Proficient analytical skills and mortgage lending regulation knowledge
- Excellent verbal and written communication skills
- Strong organizational skills to perform multiple tasks
- Ability to meet production, quality and service standards along with providing coaching and feedback to ensure loan quality
- Demonstrated experience in real estate lending regulations including but not limited to TILA, RESPA, HMDA, ECOA and Flood Disaster Protection Act
- Working knowledge of Fannie Mae Desktop Underwriting and PMI underwriting guidelines
- Home Equity Lending experience
- Capable and experienced in manual credit risk evaluation
- Experience with Microsoft applications and Internet navigation
Preferred
- Underwriting designations such as CRU, ARU, DE or SAR
- Experience with Encompass LOS
- Some College/Associate's Degree
Equal opportunity and legal notices
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
From Randolph Brooks Federal Credit Union's careers page, first listed on Rolev.ai on November 14, 2026. Rolev.ai is not the employer.
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Common questions
Where is the Mortgage Underwriter - Work From Home Opportunity job at Randolph Brooks Federal Credit Union located?
This Mortgage Underwriter - Work From Home Opportunity position at Randolph Brooks Federal Credit Union is located in ASC - San Antonio. Always check Randolph Brooks Federal Credit Union's application page for specific state eligibility or relocation policies.
How do I apply for the Mortgage Underwriter - Work From Home Opportunity position at Randolph Brooks Federal Credit Union?
This listing links directly to Randolph Brooks Federal Credit Union's Workday application page. You can apply directly on Randolph Brooks Federal Credit Union's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Workday application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.