Product Manager

Kikoff: The Fintech Powering Financial Security at Scale

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.

We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

What you can expect in this role

• Look deeply at the data and talk to users to find what engages them and create engagement loops using content and experiences that leverage product, comms and alert touch points.
• Constantly develop and experiment on experiences and types of content that will keep users hooked.
• Drive strategic insights that shape roadmaps for engineering, design and marketing using data and user stories to build conviction.
• Explore our data and users to create interesting segments and relevant insights and content to drive a virtuous loop of engagement.
• Take direction from leadership regarding the key objectives your team needs to drive, but outline a roadmap with your product team to achieve successful outcomes, together.
• Drive the discovery process to form a deep understanding of our users and to uncover the products and features that will best empower those consumers.
• Reach beyond instinct alone to capture and analyze the right data to allow you to make the most informed decisions as you continue to evolve your approach.
• Champion your products within your team, across the company, and with consumers.

What will help make you successful

• Excellent writing and communication skills to communicate both with users and internally to drive strategy, learning and iteration.
• Readiness to roll up your sleeves in all parts of the content journey from copy to setting up comms and product touch points to measuring and interpreting results.
• Extremely data driven and constantly looking for the "why" behind the data to understand what drives user behaviors and explains metric patterns. Pulling the data yourself is a strong plus.
• You have empathy for consumers and a passion for solving consumer problems in new and innovative ways.
• You feel comfortable in the driver's seat and have a natural way of knowing how to get to the destination, but also know when it's time for others to drive.
• You've worked on successful digital consumer products for at least 2 years, preferably in a fast-paced startup environment.
• You can wear as many hats as necessary including marketer, researcher, interface designer, analyst, and friend.
• An interest in and/or history working on modern consumer financial tools and products, with your own perspective on how best to innovate in this space

Ideal Candidates

• Current undergraduate and master students or early career professionals with high potential such as from consulting or investment banking.
• A passion for solving problems derived from data-driven thinking and user needs.
• A futurist who can collaboratively lead a team to build towards a vision.
• Highly motivated, curious, and adaptable individuals.
• Excellent communication, analytical, and first principles problem-solving skills
• Demonstrated leadership potential and eagerness to learn.
• Strategic thinker able to breakdown and organize problems, assess opportunity areas, and develop big ideas and priorities to move the business forward.
• Have strong bias to action and hunger to move fast and flexibly.
• Technical background a big plus such as being able to pull data with SQL and read code.

Kikoff: A FinTech Unicorn Powering Financial Progress with AI

• At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security.
• We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck.
• With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most.
• Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.