Morningstar
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U.S. RMBS Credit Ratings, Senior Analyst - New York

Location
New York, NY · Hybrid
Job type
Full-time
Level
Senior
Experience
2+ years
Education
Bachelor's degree
Listed
30 days ago

Skills & highlights for this role

  • RMBS transaction analysis
  • credit enhancement analysis
  • structured finance criteria
  • Microsoft Excel

Also useful

  • stress testing
  • financial modeling

About the role

U.S. RMBS Credit Ratings, Senior Analyst - New York The Morningstar DBRS U.S. RMBS team is seeking a Senior Analyst to support the analysis and assignment of credit ratings for U.S. residential mortgage-backed securities (RMBS) in New York. This role offers the opportunity to deepen your structured finance expertise, work closely with senior analysts, and interact with external market participants in a collaborative and analytical environment. The ideal candidate brings strong quantitative skills, excellent attention to detail, and experience working with structured finance or mortgage-related products.

Job Responsibilities

Core Analytical Work Conduct RMBS transaction analysis, including assessment of collateral characteristics, deal structures, credit enhancement levels, and legal frameworks. Identify and focus on key credit issues during the new-issue rating process. Committee & Internal Collaboration Serve as a co-lead or back-up analyst on selected transactions. Present analytical findings to rating committees with clarity and confidence.

  • Collaborate with senior analysts to ensure accurate and consistent application of criteria.
  • Modeling & Methodology Contribute to the enhancement of structured finance criteria, models, and analytical tools.
  • Perform sensitivities, transaction comparisons, and stress-testing tasks under the guidance of senior team members.
  • Research & Publications Produce and publish market updates, newsletters, or concise commentary with minimal supervision.
  • External Engagement Participate in meetings with bankers, issuers, investors, and other market participants to discuss transaction details and analytical considerations.
  • Represent the team professionally in all client-facing interactions.

Qualifications

  • Bachelor's degree in finance, economics, math, engineering, computer science, or a related field.
  • 2+ years of experience in structured finance, securitization, banking, mortgage finance, or a relevant analytical role.
  • Strong analytical and quantitative abilities, with excellent attention to detail.
  • Proficiency in Microsoft Excel and standard Office applications.
  • Organized, deadline-driven, and comfortable managing multiple priorities.
  • Strong communication and presentation skills, with the ability to convey complex concepts clearly.
  • If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentially to our Compliance team.
  • These investments will be reviewed to ensure they meet Code of Ethics requirements.
  • If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately.
  • In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts).
  • If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.

About Us

Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.

Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require.

Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. Compensation and Benefits At Morningstar we believe people are at their best when they are at their healthiest. That's why we champion your wellness through a wide range of programs that support all stages of your personal and professional life.

Here are some examples of the offerings we provide: Financial Health 100% 401k match up to 6% of salary Stock Ownership Potential Company provided life insurance - 1x salary + commission Physical Health Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages Additional medical Wellness Incentives - up to $300-$600 annual Company-provided long- and short-term disability insurance Emotional Health Trust-Based Time Off 6-week Paid Sabbatical Program 6-Week Paid Family Caregiving Leave Competitive 8-24 Week Paid Parental Leave Adoption Assistance Leadership Coaching & Formal Mentorship Opportunities Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses Tuition Reimbursement Social Health Charitable Matching Gifts program Dollars for Doers volunteer program Paid volunteering days 15+ Employee Resource & Affinity Groups Base Salary Compensation Range $90,000.00-$112,406.00 Incentive Target Percentage 15% Annual If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region).

These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts).

If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week.

A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues. R06_DBRSInc DBRS, Inc. - US Legal Entity

Read the original posting

From Morningstar's careers page, first listed on Rolev.ai on October 11, 2026. Rolev.ai is not the employer.

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Common questions

Where is the U.S. RMBS Credit Ratings, Senior Analyst - New York job at Morningstar located?

This U.S. RMBS Credit Ratings, Senior Analyst - New York position at Morningstar is located in New York, NY (Hybrid). Always check Morningstar's application page for specific state eligibility or relocation policies.

What qualifications are required for U.S. RMBS Credit Ratings, Senior Analyst - New York at Morningstar?

For the U.S. RMBS Credit Ratings, Senior Analyst - New York role, Morningstar highlights 2+ years of relevant experience; a bachelor's degree; experience with RMBS transaction analysis, credit enhancement analysis, structured finance criteria, Microsoft Excel. Rolev.ai can score your existing resume against these requirements and show any skill gaps before you apply.

How do I apply for the U.S. RMBS Credit Ratings, Senior Analyst - New York position at Morningstar?

This listing links directly to Morningstar's Workday application page. You can apply directly on Morningstar's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Workday application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.