Underwriting Lead
- Location
- New York, NY · On-site
- Job type
- Full-time
- Level
- Lead / Staff
- Experience
- 5+ years
- Listed
- 23 days ago
Skills & highlights for this role
- commercial credit underwriting
- financial statement analysis
- cash flow analysis
- credit memo writing
Also useful
- SMB lending
- commercial cards
- working-capital products
Stated benefits & perks
- Health
- Dental
- Vision
- Unlimited pto
About the role
This is an in-person role based in our New York City office and requires five days per week in the office. Please apply only if you are able to meet this requirement.
About the Role
Slash is looking for an Underwriting Lead to make high-quality credit decisions, build a consistent underwriting operating rhythm, and help turn credit policy into a scalable customer experience. This is a hands-on role for someone who can underwrite complex businesses today and improve the system for tomorrow.
What You’ll Do
- Underwrite new accounts and material exposure changes using financial statements, bank and transaction data, bureau information, business profile, ownership information, and relevant internal signals.
- Prepare clear credit memos and recommendations; exercise delegated authority where granted and escalate exceptions or complex cases under the credit policy.
- Own application queue health, document collection, decision turnaround, rework, and escalation. Establish operating metrics and investigate bottlenecks.
- Drive consistent decision documentation, reason codes, approval conditions, and exception tracking; conduct regular calibration and quality reviews.
- Partner with Product, Engineering, Data, Fraud, Legal/Compliance, Operations, and our program partners to build effective decisioning, evidence, and audit trails.
- Train and coach future underwriting team members and create durable procedures, examples, and decision standards.
What We’re Looking For
- 5+ years of commercial credit underwriting experience; experience with SMBs, commercial cards, working-capital products, or fintech lending is strongly preferred.
- Demonstrated ability to analyze business financial statements, cash flow, liquidity, leverage, repayment capacity, bank activity, and bureau or alternative data.
- Sound judgment in ambiguous cases and a track record of writing concise, defensible credit recommendations.
- Experience operating within credit policy, delegated authority, exception governance, and regulated or bank-partner environments.
- Operational discipline and strong cross-functional communication; you care about turnaround, auditability, and explaining credit tradeoffs clearly.
How Success Will Be Measured
- Decision quality and performance by risk band, including exceptions.
- Turnaround time, queue aging, application quality, rework, and documentation QA.
- Adherence to policy, authorities, conditions, and escalation SLAs.
- Reduction in decision variance and manual burden without weakening controls.
About Slash
Slash is building the future of business banking, one industry at a time. We believe businesses deserve financial infrastructure tailored to how they actually operate. That's why we're creating a new category of business banking. We combine the reliability of traditional banking (high yields, competitive rewards, and comprehensive security) with industry-specific features that make businesses more efficient, more competitive, and more profitable.
Started in 2021, Slash is one of the fastest growing fintechs in the world and we power over three billion dollars a year in business purchasing across numerous industries. We're backed by some of the best investors in the world including Menlo Ventures, NEA, Y Combinator, Stanford University, and the founders of Tinder and Plaid. Slash is headquartered in San Francisco with offices in New York and Miami, and has a strong in-person culture.
We’re growing fast and are looking for a sharp, detail-oriented Underwriting Lead to join our team!
Why Join Slash
- Competitive base salary
- Equity in a high-growth company
- Best-in-class health, dental, and vision insurance
- Unlimited PTO
- Daily in-office meals
- Transportation support
- High-autonomy, low-bureaucracy environment
From Slash Financial's careers page, first listed on Rolev.ai on October 17, 2026. Rolev.ai is not the employer.
How Rolev.ai helps with this application
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Common questions
Where is the Underwriting Lead job at Slash Financial located?
This Underwriting Lead position at Slash Financial is located in New York, NY (On-site). Always check Slash Financial's application page for specific state eligibility or relocation policies.
What qualifications are required for Underwriting Lead at Slash Financial?
For the Underwriting Lead role, Slash Financial highlights 5+ years of relevant experience; experience with commercial credit underwriting, financial statement analysis, cash flow analysis, credit memo writing. Rolev.ai can score your existing resume against these requirements and show any skill gaps before you apply.
How do I apply for the Underwriting Lead position at Slash Financial?
This listing links directly to Slash Financial's Ashby application page. You can apply directly on Slash Financial's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Ashby application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.