Account Representative
- Location
- Oceanside, CA · On-site
- Job type
- Full-time
- Level
- Mid-level
- Education
- High school diploma or equivalent
- Listed
- 30 days ago
Skills & highlights for this role
- customer service
- negotiation
- account adjustments
Also useful
- credit knowledge
- collections knowledge
Stated benefits & perks
- Health
- Dental
- Vision
- 401k match
- Life insurance
About the role
This position offers a monthly performance-based bonus opportunity, with the potential to earn several hundred dollars in addition to your hourly pay.
Summary of Role
As an Account Representative with Monterey Financial, you will help consumers take control of their financial future by utilizing excellent customer service and negotiating skills.
Essential Responsibilities
- Assist consumers with account level questions and adjustments
- Negotiate and process payment on accounts in various stages of delinquency
- Understand and adhere to MFS and Client policies and procedures
Qualifications and skills
- Reliability and the desire to learn
- Excellent communication, active listening and problem solving skills
- Ability to provide excellent customer service
- Comfortable with fast-paced environments
- Basic math and typing skills
- Proficient computer skills with the ability to learn new software
- Strong time management skills and ability to multitask
- Effectively identify and solve problems
Basic credit and/or collection knowledge a plus
- Education and/or Experience.
- High school diploma or equivalent.
- Customer Service Experience or Call Center Experience (preferred, not required).
- Licenses/Certifications: N/A
Physical Demands
This job operates its functions in a professional office environment. While performing the duties of this position, the employee is regularly required to talk or hear using a telephone headset and is required to sit for a long period while using a computer. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The noise level in the work environment is usually moderate.
- About Company ---
Who You Are
- You are looking for more than just a job, you want to build a long-term career with a company that values and recognizes commitment, performance and growth!
- You are motivated by goals and take pride in delivering consistent, high quality results. You Lead with Performance in the way you approach your work.
- You believe in Teamwork Always. You support others and understand that individual success contributes to the success of the entire team.
- You are dependable and take ownership of your work. You prove yourself through consistency and results because you understand what it means to Be Responsible.
- Most importantly, you are eager to learn new skills and take on new opportunities as you grow your career. You are motivated by opportunities that will help you and those around you to Grow Together.
What We Offer
At Monterey, we offer more than just a job, we offer career growth opportunities. We pride ourselves on long-term employee retention, which is proven by the large percentage of our team who have been with Monterey for over a decade.
You will be joining an inclusive and diverse company culture that puts their employees first and shows them the recognition they deserve. There is no better feeling than being appreciated, which is why we have implemented many ways to say “Thank you!” to our team in addition to our competitive starting pay and benefit package.
- Why Employees Love Working Here
- Opportunity for growth and promotion within the company
- Monthly Department Contests, Lunches and Games
- Awardco – Employee Rewards and Recognition Program
- Company-sponsored events throughout the year.
- Wellness Program Benefits including on-site gym, wellness reimbursements and more.
Competitive Benefit Package – Medical, Dental, and Vision
- Life Insurance & Long-Term Disability
- 401(k) plan with the company match
- Profit Sharing
- Paid time off + Holidays!
- Performance Reviews with opportunities for raises
Who We Are
For nearly 40 years, Monterey Financial Services has delivered trusted solutions in consumer financing, loan servicing, and collections from our headquarters in Oceanside, California.
Monterey Financial has been proudly recognized as one of San Diego’s Best Places to Work for the last 5 years reflecting our strong culture, employee satisfaction, and commitment to our team.
We’re a team of driven, collaborative professionals who take pride in what we do. Our culture is competitive, supportive, and built around growth—with many employees building long-term careers here.
Equal opportunity and legal notices
Essential responsibilities listed above do not incorporate all duties tied to this position, additional tasks may be assigned or changes as needed. Reasonable accommodations may be made to individuals with disabilities to perform the essential duties.
Monterey Financial Services, LLC is an Equal Opportunity Employer. We do not discriminate against any employee or applicant because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), political affiliation, military service, or any other basis protected by law.
From Monterey Financial Services, LLC's careers page, first listed on Rolev.ai on October 10, 2026. Rolev.ai is not the employer.
How Rolev.ai helps with this application
Rolev.ai is a job search and application tool for US job seekers. For this Account Representative role at Monterey Financial Services, LLC, it shows how your resume fits, tailors your resume to the posting, and prepares the application for you to review.
See how you fit
Openings from employer career sites are ranked against your whole resume—and searchable inside Claude, ChatGPT, and Cursor via Rolev.ai MCP.
Tailor without inventing
Every change to your resume is checked against your original. New experience goes in only with your yes—zero fabricated claims.
Draft the full kit
Tailored and Full Match resumes, role-specific cover letters, and answers to employer screening questions are prepared in seconds.
1-Click Extension Autofill
The Chrome extension fills the employer's Greenhouse, Workday, Lever, or Ashby form in 1 click. You review it and press Submit.
Similar roles
All Customer Service Representative jobs- Customer Service RepresentativeAlphabe Insight Inc. · Columbus, OH · $17 – $27/hr
- Customer Service RepresentativeBrenntag · Wauwatosa, WI
- Customer Service Representative (Onsite - EN/ESP Bilingual Preferred)Sunbelt Rentals · Fort Mill, SC
- Customer Service RepresentativeGo Beacon · Minneapolis, MN · $18.25 – $18.50/hr
- Customer Service RepresentativeSandvik · Hartland, WI
- Customer Service RepresentativeU-Haul · Fort Worth, TX
Common questions
Where is the Account Representative job at Monterey Financial Services, LLC located?
This Account Representative position at Monterey Financial Services, LLC is located in Oceanside, CA (On-site). Always check Monterey Financial Services, LLC's application page for specific state eligibility or relocation policies.
What qualifications are required for Account Representative at Monterey Financial Services, LLC?
For the Account Representative role, Monterey Financial Services, LLC highlights a high school diploma or equivalent; experience with customer service, negotiation, account adjustments. Rolev.ai can score your existing resume against these requirements and show any skill gaps before you apply.
How do I apply for the Account Representative position at Monterey Financial Services, LLC?
This listing links directly to Monterey Financial Services, LLC's Rippling application page. You can apply directly on Monterey Financial Services, LLC's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Rippling application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.