Commercial Banking Payables Consultant - Cross Border

About the role

• Application Deadline: 12/03/2026
• Address: 320 S Canal Street
• Job Family Group: Commercial Sales & Service
• Payables Consultant - Cross Border (R260028717)
• Address: 320 S. Canal St. Chicago, IL 60606

Apply consultative sales and relationship management skills to foster Commercial Card and Payment Solution leads, managing the sales cycle through to close for Cross-Border new and existing clients, while ensuring regulatory compliance. Monitors implementation activities to ensure alignment with timelines.

Collaborates with cross-border Relationship Managers and Treasury Consultants to provide tailored solutions in the payables space. Optimizes the sales cycle through continuous process improvements to enhance client experience and business outcomes. Strong attention to detail is required to manage through the sales process, ensure client engagement and achieve optimal outcomes.

• Leads business development efforts by building and nurturing strategic relationships with prospects and existing clients, identifying opportunities for cross-selling treasury and cash management solutions, and leveraging professional networks to expand business reach.
• Leads complex deal closures with internal teams and stakeholders to ensure efficient execution aligned with organizational goals and compliance.
• Evaluates potential vulnerabilities and manages risks within client portfolios, ensuring compliance with regulatory standards while aligning service levels with business objectives.
• Oversees client implementation activities to ensure timely delivery, providing actionable feedback for internal process refinement and improved client experiences.
• Serves as a Subject Matter Expert, delivering innovative payables solutions to enhance client and internal operational efficiency.
• Represents the organization at industry forums and community events, utilizing market insights and trends to reinforce the Bank's brand and identify new business opportunities.
• Executes on strategic initiatives by coordinating cross-functional teams, ensuring alignment with business goals, operational excellence, and market-leading practices.
• Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
• Champions process optimization by spearheading large-scale workflow improvements and integrating best practices across treasury and payment operations to enhance operational efficiency.
• Builds and maintains strong long-term relationships with the bank's high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership.
• Analyzes client and industry data to inform customized client solution strategies that includes optimizing management of working capital.
• Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients' needs.
• Builds advocacy and adoption of the suite of industry leading NA TPS digital products & solutions.
• Supports implementation activities, including documentation, pricing, and project timelines ensuring timely delivery and continuous process improvements.
• Ensures adherence to regulatory requirements, internal controls, and compliance, mitigating risk and maintaining service standards.
• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
• Implements changes in response to shifting trends.
• Broader work or accountabilities may be assigned as needed.
• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications

• 5+ years of relevant experience in sales and treasury management, financial operations or risk management in a corporate or banking environment is preferred.
• Commercial Banking experience is a nice to have
• Commercial Card knowledge & experience is a must to have
• Treasury payment systems is a nice to have
• Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience would be considered.
• Seasoned professional with a combination of education, experience and industry knowledge.

Advanced level of proficiency

• Structuring Deals
• Commercial Card Solutions
• Payment Technologies

Expert level of proficiency

• Working Capital
• Treasury Management
• Financial Analysis
• Risk Assessment
• Collaboration
• Regulatory Compliance
• Data Analysis Reporting
• Sales CRM
• Problem Solving

Qualifications

• 7+ years of relevant experience in Sales and treasury management, financial operations or risk management in a corporate or banking environment is preferred.
• Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.

Advanced level of proficiency

• Structuring Deals

Expert level of proficiency

• Treasury Management
• Cash Management
• Payment Technologies
• Financial Analysis
• Risk Assessment
• Quality Assurance Auditing
• Regulatory Compliance
• Data Analysis Reporting
• Sales CRM
• Problem Solving
• Collaboration

Salary

$100,000.00 - $220,000.00

Pay Type: Salaried

The above represents BMO Financial Group's pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.