Head of PL & POS Growth

About the Role

Pagaya is powering the future of financial services. We partner with leading lenders, banks, and fintechs to unlock smarter, more inclusive credit access using machine learning and real-time decisioning.

As our Head of PL & POS Growth, you will own the strategy and execution for expanding our footprint across asset classes (Personal Loans and Point of Sale). Acting as an elite, high-impact Individual Contributor, you will lead new partner development efforts, landing tier-one relationships with banks and fintechs.

This role requires a unique blend of enterprise sales and cross-functional leadership. You will be the driving force behind Pagaya's expansion, leveraging an AI-forward approach to transform how consumer financing is originated, structured, and approved.

Responsibilities

• Drive Revenue Growth: Act as the strategic powerhouse for our asset class, owning the end-to-end sales cycle to sell our AI-driven solutions to banks and fintechs
• Lead New Partner Development: Define and execute the growth strategy for Pagaya from the ground up, identifying whitespace opportunities and scaling our market presence.
• Build Executive Relationships: Establish deep, trusted relationships with C-level executives and key decision-makers across banks, fintechs, and enterprise financial services.
• Execute Complex Deals: Drive deal origination, structuring, and execution. You can think big on strategy while rolling up your sleeves to personally close complex, high-value deals.
• Cross-Functional Collaboration: Partner deeply with internal stakeholders across Risk, Tech, Product, Partnerships, Legal, and Data to ensure seamless onboarding and alignment on new consumer lending products and partner integrations.
• Market Intelligence: Monitor industry trends, competitor moves, and regulatory shifts - using these insights to guide our internal product roadmap and market positioning.
• Industry Evangelism: Serve as a thought leader and evangelist for Pagaya at banking and fintech industry events.

Requirements

• Industry Expertise: 12+ years in business development, partnerships, or enterprise sales, with deep, specialized experience in fintech, consumer lending, or financial services.
• Target Audience Network: A proven track record of successfully selling to and partnering with consumer banks, and fintechs backed by a strong rolodex of industry relationships.
• Elite IC & Builder Mindset: Highly self-motivated Individual Contributor who thrives in a fast-paced environment. You are a self-starter who doesn't need a large team to execute complex go-to-market strategies and exceed revenue targets.
• AI & Tech Fluency: Strong understanding of AI, machine learning, and data-driven product models, with the ability to clearly articulate complex technical value propositions to non-technical business leaders.
• Cross-Functional Navigator: Highly skilled in navigating complex, multi-stakeholder enterprise sales cycles involving legal, data, product, risk, and compliance teams.
• Executive Presence: Confident communicator, fierce negotiator, and relationship builder at the executive level.
• Bonus: Experience with structured finance, asset-backed securities, or working directly with product-led growth models in the consumer lending space

More than just a job

We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.