Senior Credit Underwriter, Equipment Finance
- Pay
- $42 – $69 per hour
- Location
- Irvine, CA
- Listed
- 3 days ago
Overview
Evaluates and determines the credit risks of larger dollar sized MTEFC (M&T Equipment Finance Corporation) loan and lease customers through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and ability to repay annual debt service.
Primary Responsibilities
- Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases. Make decisions on loan and lease requests within assigned authority.
- Determine the need for more thorough investigation or additional information from Sales or the customer.
- Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures. Assign an overall risk rating to the credit request.
- Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management.
- Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned.
Supervisory/Managerial Responsibilities
Not Applicable
Education and Experience Required
- Bachelor's degree and a minimum of 3 years' related work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' related work experience
- Proficiency with personal computers as well as pertinent software programs
- Strong analytical skills
Education and Experience Preferred
- Credit training
- Strong verbal and written communication skills
- #LI-LA1
Pay and benefits
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $41.62 - $69.36 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Irvine, California, United States of America
From Mtb's careers page, first listed on Rolev.ai on November 6, 2026. Rolev.ai is not the employer.
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Common questions
What is the salary for the Senior Credit Underwriter, Equipment Finance role at Mtb?
The Senior Credit Underwriter, Equipment Finance posting at Mtb states compensation of $42 – $69 per hour. Final pay may depend on location, experience, and interview evaluation on Mtb's official career site.
Where is the Senior Credit Underwriter, Equipment Finance job at Mtb located?
This Senior Credit Underwriter, Equipment Finance position at Mtb is located in Irvine, CA. Always check Mtb's application page for specific state eligibility or relocation policies.
How do I apply for the Senior Credit Underwriter, Equipment Finance position at Mtb?
This listing links directly to Mtb's Workday application page. You can apply directly on Mtb's site, or use Rolev.ai to check your resume fit, generate a zero-hallucination tailored resume and cover letter for this posting, and autofill the Workday application form in 1 click with the Rolev.ai Chrome extension. You always review the form and press Submit yourself.